How Can You Improve Your Financial Health Now?

If your financial health isn’t great at the moment, here are a few ways you can improve it.

Looking to buy in Alaska?  Get a full home search
 Looking to sell in Alaska? Get a free Home Price Evaluation

Want to improve your finances but aren’t quite sure how to do so? Here are five tips to help you become more financially responsible:

1. Develop a budget. It’s boring, but it’s the cornerstone of financial responsibility. Instead of asking where all your money went at the end of the month, you’ll have peace of mind if you work on a budget. 

Transfer a bit into savings before you pay monthly bills.

2. Use credit cards correctly. When used correctly, credit cards can be a valuable financial tool. Avoid getting caught in a bad cycle by only buying the things that you can afford. Period.

3. Pay yourself first. Before you take care of your monthly bills, transfer a little bit of money into savings. It’s always important to have savings accounts.

4. Invest wisely. Whether you invest in stocks, business, or real estate, learning how to invest properly is a keystone of financial health and wealth.

5. Live within your means. Don’t compare yourself to others. If you can’t afford it, don’t buy it.

By following these tips, you’ll be on your way to financial responsibility. If you have any questions for us about real estate, don’t hesitate to reach out via phone or email. We look forward to hearing from you soon.

Tips for a Successful Alaska Home Purchase

What are the five Ps of buying an Alaskan home? Find out today.

Looking to buy in Alaska?  Get a full home search
 Looking to sell in Alaska? Get a free Home Price Evaluation

So you’ve either decided to move to Fairbanks or North Pole from another location, or you’re already living here and you just want to move to a different house—what do you need to do to be successful buying a home? Today we’ll share the five Ps that will bring about your success:

1. Choose a professional. Here at Madden Real Estate, we’re trained professionals who engage in about 600 transactions a year, which is more than anyone else in the state. In fact, we’re among the top 50 in the nation in terms of both size and number of transactions. We have all the experience, resources, and tools you need to win.
2. Know your price. You need to know what you want to spend so you can get enough cash or a home loan to be able to buy. If you’re not paying in cash, speak with your lender to find out how much you’ll qualify for so you can have an idea of what kind of home you can buy and how much you’ll pay each month once you buy it.
3. Know your preferences. Figure out what it is you want in a home. One way to do this is to visit and take a look at all the homes currently available. How many bedrooms do you need? Do you need an acreage along with the property? Do you need a garage that fits one or three cars? Where is your ideal location? 
4. Find perspective. During the buyer’s consultation with us, we can help you pin down available homes that meet your criteria, like your desired price, school districts, and so on.
5. Put your plan in play. When you’re ready to pull the trigger, our experts will be ready to help.

If you’re in the market to move to Fairbanks, North Pole, or the surrounding areas, don’t hesitate to reach out to us at Madden Real Estate for any needs or questions you may have. We’re here to help you.