We Specialize In These Alaska Area Communities

AnchorageEagle RiverFairbanks
Fort WainwrightJBERNorth PoleWasilla

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What Are the Benefits of a Pre-Listing Inspection?

A pre-listing inspection is a great idea for many reasons. Here are five of them.

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For any homeowners out there who are thinking about listing their home anytime in the near future, I wanted to share five reasons why you should also consider a pre-listing home and septic inspection:

1. Advance notice. Many times, when we get under contract with a buyer, we only have 45 to 60 days to make repairs that are negotiated after the buyer has their inspection. With such a limited time frame, it’s so much more difficult to get things done than if we know about the repairs before the property is even listed with a pre-listing inspection.

2. Do it yourself. If you have the report before listing and there are items that you can knock out yourself, you can do it yourself or we can help you. Taking away these minor inspection items is much cheaper and easier if done in advance.

3. Contractor of your choice. If we wait until we’re under contract to make inspections, the short amount of time requires us to hire whichever contractor is able to get the job done in the time frame. Being able to push things out a bit to make sure we’re getting the right contractor will save us a ton of time, money, and stress. 

Taking away minor inspection items is much cheaper if done in advance.

4. Informed pricing. If we figure out that a new septic system will need to be installed before listing, we can make a decision on its price based on that instead of waiting for the buyer to come in and try to get an even bigger discount.

5. Leverage. When you go under contract with a buyer, one of the first steps is to negotiate repairs. If we can make that negotiation a part of the initial contract acceptance, then we have the leverage in requesting those repairs. It’s a powerful tool.

If you have questions about anything in this list or about anything else related to real estate, don't hesitate to give me a call or send me an email. I look forward to hearing from you soon.

7 Things You Must Do Before Listing Your Home

If you want to put your home on the market soon, there are seven things you must do first.

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 Looking to sell in Alaska? Get a free Home Price Evaluation

Here are the seven things you must do before listing your home:

1. Hire a real estate agent. Over the past couple of years, roughly 91% of all home sales have been conducted by a professional agent. A home sale is a complicated process, and having an agent by your side is the best thing you can do for yourself. 

2. Get a pre-inspection. This will help you eliminate any unwanted surprises for buyers. Any repairs that need to be made can then be negotiated up front, which will make for a smoother transaction. 

3. Declutter and depersonalize. You need to make your home as impersonal as possible so that when buyers walk through it, they’ll be able to imagine themselves living in it. 

4. Paint the front door. In our experience, sellers who’ve repainted their front doors colors like black and charcoal gray have experienced huge returns on their investment.

You absolutely have time to do all of these things and list your home while buyers are out in full force.

5. Spruce up your landscaping. This will amp up your home’s curb appeal and impress buyers before they even step inside the home. 

    6. Get ahold of your utility bills. One of the questions we hear most often from buyers who’re interested in a particular home is, “How much is it going to cost to live here?” Having your utility bills handy and being able to provide this type of information to buyers up front will make the transaction go a lot quicker. 

      7. Deep clean. Your home needs to shine and look like it’s ready to be sold right now. It’s a lot harder to sell a home if buyers are constantly looking at its imperfections.

        In case you’re wondering, you absolutely have time to do all of these things and list your home while buyers are out in full force. If you list with our team, our processes and systems will even give you extra time to list. 

          If you’d like to know more about preparing your home for the market or you have any other real estate questions, don’t hesitate to give us a call. We’d love to help you. 

          Should You Use an Online Mortgage Lender When Buying a Home?

          Don’t go with an online lender before learning about their pros and cons.

          Looking to buy in Alaska?  Get a full home search
           Looking to sell in Alaska? Get a free Home Price Evaluation

          Life is busy, so of course we want things to be simple. With the internet, we can get fast, efficient, and easy information on our own timelines. We text instead of making phone calls, shop online instead of in stores, and so on. And when someone wants to purchase a home, they begin researching online. 

          Many homebuyers feel it’s hugely convenient to use an online mortgage lender, but is it really in your best interest? Is an online option worth forgoing professional advice and service that’s tailored specifically to you? Here are the pros and cons of using online mortgage lenders:

          • Fast pre-approval. These services can be fairly quick in regard to getting you pre-approved, and they can also be cheaper initially. They somewhat dumb down the process, which makes it feel faster, easier, and more convenient—things many people like.
          • Helps people with lower credit scores. They don’t always use the same underwriting as many bigger banks. This means you may be able to qualify, even if your credit score isn’t necessarily great.
          • Increased risk of frauds and scams. You really have to know who you’re dealing with. Though there may be application fees later in the process of securing a loan, you should never have to pay a fee to get an initial pre-approval. Be careful when you’re asked to exchange money.

          Only a lender who truly knows your financial situation can get you the best mortgage loan possible.

          • Low credit scores mean high interest rates. Though you may be able to get a loan with bad credit, it doesn’t mean you’ll actually be able to afford a home in the end. Oftentimes, the rates you’ll be getting will be extremely high, and you won’t be able to afford the monthly payments when all is said and done.

          One facet is both a pro and a con: Online lenders often have lower interest rates. People love to see low rates, so this pulls people in all the time. Many perceive that a low interest rate equals the best deal, but that’s not always the case. Only a lender who truly knows your financial situation can get you the best mortgage loan possible.

          It’s important to get the advice you need, and you simply can’t find it through an online lender. When you can’t qualify for a loan, your local lender can go through your finances and find out exactly what you need to do in order to get pre-approved. And this way, you’ll know exactly what you’re getting into.

          If you do go with an online lender, be careful when you fill out the forms. They can be easy to misinterpret, and you want to avoid filling something out incorrectly and having it turn into hidden fees later. 

          With a local lender, you can find definitive answers to any and all questions you may have. And since buying a home is one of the largest purchases a person ever makes, it’s important to have the tools and resources necessary for making informed, confident decisions throughout the process. If you have any questions or would like further information, feel free to reach out to us. We look forward to hearing from you soon.